Dental, Vision, & Hearing
What Medicare Leaves Out
Original Medicare is a comprehensive health insurance plan, but it doesn’t cover certain bonuses like dental, vision, and hearing insurance. That’s what Medicare Advantage Plans are for. Medicare Advantage Plans, often called Medicare Part C, are private insurance options that add to Original Medicare.
These plans offer a variety of extras, but the exact details depend on the plan. Read more below to find out how you can get dental, vision, and hearing coverage under original Medicare.
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Dental Options
It’s easiest to compare dental options under Original Medicare vs. dental coverage under Medicare Advantage. Let’s compare the two below.
Original Medicare
Typically, Original Medicare does not cover dental procedures. Services that are included under Original Medicare:
- Hospitalization for dental surgery (but not the surgery itself)
- Infection caused by a dental procedure
- Oral examinations as a part of another hospital stay
- Jaw Disease
- Facial tumor-related conditions
Services that aren’t included:
- Cleanings
- Cavity fillings
- Pulling teeth
Medicare Advantage
Not all Medicare Advantage Plans offer dental coverage. The ones that do typically offer:
- Fillings
- Extractions
- Routine checkups
- Dental issues caused by another procedure
- Dentures and denture care
Vision Options
Original Medicare
Like dental services, Original Medicare doesn’t include regular vision coverage. It does cover:
- Cataract surgery
- Tests for severe eye conditions
- Macular degeneration treatment and tests
- Glaucoma treatment and tests
- Diabetic retinopathy tests.
Medicare Advantage
Medicare Advantage Plans differ depending on the plan. Plans that offer vision coverage normally cover services like:
- Eye exams
- Routine eye checkups
- Glasses
- Contacts
Hearing Coverage Options
Original Medicare
Original Medicare also does typically cover hearing services unless they’re a part of other medical care. Original Medicare does cover:
- Hearing tests as a part of your primary care physician’s routine well-visit
- Cochlear implants
It doesn’t cover:
- Hearing aids
Medicare Advantage Plan
Medicare Advantage Plans that offer hearing coverage normally cover:
- Hearing aids
- The fitting and exams associated with hearing aids
Summary
Medicare Advantage Plans add additional benefits to Original Medicare. These plans are offered by private insurers and are meant to offer extras like dental, vision, and hearing coverage. Not all plans offer these benefits or offer them equally, so it’s important to check each plan’s details before purchasing. Talk to us at Modern Senior Benefits today to learn more about your dental, hearing, and vision options under Medicare Advantage Plans.
