Initial Enrollment
When You’re 65 and Newly Eligible for Medicare
The Initial Enrollment Period is for people who are turning 65 and eligible for Medicare for the first time.This period is a 7 month window in which you’re allowed to enroll. It includes the 3 months before your birth month, your birth month, and then the 3 months after your birth month.
For example, if you’re born in July, the seven months would be April 1st through October 31st. If you’re already receiving Social Security when you turn 65, you’ll automatically be enrolled in Parts A and B of Medicare. If you’re in Puerto Rico and already on Social Security, you’ll only be enrolled in Part A automatically.
It’s important to note that even if you’re automatically enrolled in Parts A and/or B, the Initial Enrollment Period is also the time you should enroll in Part D. If you don’t enroll in Part D during this time but decide to later, you’ll be subject to a late fee.
If you miss the Initial Enrollment Period, you’re still able to enroll in Medicare at a later time. Depending on your circumstances, you may qualify for the Special Enrollment Period. Otherwise, you can sign up during the General Enrollment Period.
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For more questions about Medicare enrollment periods, contact us at Modern Senior Benefits.
