Medicare Explained

Understanding Medicare

Medicare is a federal health insurance plan offered to people 65 and older in addition to groups. It has many different options. Original Medicare, Medicare Supplement Plans, Medicare Advantage Plans – all of these options can make it challenging to know which is the best option for you. That’s where an insurance agency comes in.

One of the first things you must be aware of when enrolling in Medicare is the enrollment periods. If you miss the enrollment periods and choose to delay your Medicare enrollment without already having proper healthcare coverage, you will be subjected to late enrollment penalties when you do sign up. The best time to begin your Medicare enrollment is during the Initial Enrollment Period, which begins three months before you turn 65 and ends three months after turning 65.

If you currently receive Social Security benefits, you will be automatically enrolled in Medicare.

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For all your Medicare questions and health needs, contact Modern Senior Benefits today.


What We Do

Medicare can be confusing. As an insurance agency, we help you understand your best plan options that fit your unique health needs. We help you understand the Medicare options, which plans best suit your needs, and which plans are cost-effective. We work for you, not insurance companies. Our clients, their health, and their happiness are our priority. 

We specialize in all aspects of Medicare, including:

  • Original Medicare
  • Medicare Supplement Plans
  • Medicare Advantage Plans
  • Prescription Drug Coverage
  • Medicare Enrollment Periods

Contact Us

We at Modern Senior Benefits consider ourselves to be our clients’ trusted advisors. Our commitment to our customers has been the driving force behind our approach for years. Scroll through our site to learn more about Medicare and contact us today to learn more about how we can help you get the best benefits for you.