Medicare Under 65
Groups Eligible for Medicare
When people think of Medicare, they most often think of seniors. While people 65 and older make up a large contingent of people with Medicare, people under 65 can qualify. Specifically, three groups qualify for Medicare: people 65 and older, younger people with disabilities, and younger people with End-Stage Renal Disease (ESRD). Learn more about how you can qualify for Medicare, even if you’re younger than 65.
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People with Disabilities
If you’re younger than 65 but have a disability, you may still qualify for Medicare. You have to have a disability as defined by Social Security that makes you eligible for Social Security. To be considered eligible for Medicare with a disability, you must meet the following criteria:
- You are a U.S. citizen or permanent legal resident of at least five years.
- You are entitled to Social Security Benefits for at least 24 months.
- You receive a disability pension from the Railroad Retirement Board.
- You have Amyotrophic Lateral Sclerosis/Lou Gehrig’s disease.
People with End-Stage Renal Disease
You can also qualify for Medicare even if you’re younger than 65 if you have ESRD. You must also meet the following criteria:
- You are a U.S. citizen or permanent legal resident of at least five years.
- You have permanent kidney failure and need regular dialysis or a kidney transplant.
- You or your spouse have paid social security taxes for a certain length of time, depending on your age.
Summary
Medicare serves three populations: people 65 and older, younger people with disabilities, and younger people with ESRD. If you’re younger than 65 and meet the qualifications above, you may be eligible for Medicare. Contact us at Modern Senior Benefits to learn more about your Medicare eligibility today.
